Living & working in Melbourne

Stylish, arty Melbourne is a city that’s both dynamic and cosmopolitan, and proud of its place as "Australia’s cultural capital" – Lonely Planet.

Whether it’s art, sport, music, food or architecture, Melbourne has a reputation as one of the most culturally diverse cities in the world, and has been named the world’s most liveable city for five years running by the Economist Intelligence Unit’s liveability survey of 140 cities.

If you’re thinking about making the move, here are some websites to help you make a more informed decision.

Banking and taxation in Australia

You will need to have opened an Australian bank account for our fortnightly salary to be paid into. Australian banks make it fast and simple to apply for an account online. You can easily research the features offered by competing accounts before you make your decision on which financial institution to bank with. Of course, you’ll need to make sure you meet the eligibility requirements and provide any information and documentation that the bank requests.

Income tax in Australia

Tax is the most important revenue stream within the Australian taxation system. Income tax is imposed upon three sources of income for individual taxpayers: personal earnings (such as salary and wages), business income and capital gains.

Collectively these three sources of income tax account for approximately 67 per cent of federal government revenue and 55 per cent of total revenue across the three levels of government.

Your tax file number (TFN) is your personal reference number in the tax and super systems. It is an important part of your tax and super records, as well as your identity, so keep it secure.

When you are issued with a TFN it's yours for life. You keep the same TFN even if you change your name, change jobs, move interstate or go overseas.

You don't have to have a TFN, but without one you pay more tax.

Find out more about income taxation rates.

Healthcare and insurance

Victoria has an outstanding healthcare system. Known as Medicare, the Victorian health system provides, eligible Australian residents with free treatment as a patient in a public hospital as well as reduced costs for out-of-hospital care. Find out more about healthcare costs and insurance.

If you are in Australia on a temporary visa, you are not eligible for Medicare, unless you are from a country that has a 'Reciprocal Health Care Agreement' with Australia. You must have the right level of health insurance cover for your needs prior to entering Australia.

If you are not covered by Medicare and do not have adequate health insurance you will be liable to pay for hospital or medical treatment, which can be very expensive. Even if you are covered by Medicare you may still wish to consider private health insurance, which covers extra treatments such as dental work, optical, chiropractic and ambulance transport.

You may wish to visit a Medicare office or their website to ascertain more details regarding your eligibility and the services they provide. In regard to your own personal situation please ensure you are aware of the details regarding any health requirements and health insurance by visiting the Department of Immigration and Border Protection website.

About Melbourne

www.melbourne.vic.gov.au

www.thatsmelbourne.com.au

www.broadsheet.com.au

www.theurbanlist.com

About Victoria

www.liveinvictoria.vic.gov.au

www.dyob.com.au

Education

www.liveinvictoria.vic.gov.au

Real estate

www.domain.com.au

www.realestate.com.au

Working in Australia

www.immi.gov.au

Restaurants

www.visitvictoria.com

Shopping

www.visitvictoria.com

Arts precinct

www.visitvictoria.com

Arts, theatre and culture

www.visitvictoria.com

Bars

www.visitvictoria.com